Speciality Insurance

Some situations call for a little extra protection. At Law Harbor Insurance Group, we offer specialty insurance options to cover the unique risks Florida businesses and homeowners face every day.

Flood Insurance

Standard homeowners insurance usually doesn’t cover flood damage — but we do.

✔️ Residential and commercial flood policies
✔️ Private market and FEMA options
✔️ Fast, affordable quotes

Windstorm Insurance

Florida's powerful storms can cause major damage. Be prepared with dedicated windstorm coverage.

✔️ Hurricane, tropical storm, and hail protection
✔️ Coastal and inland coverage options
✔️ Flexible deductibles

Landlord Insurance

Own rental property? Protect your investment, rental income, and personal liability.

✔️ Property damage protection
✔️ Loss of rental income
✔️ Liability coverage for tenant injuries

Business Risk Insurance

Protect new construction or major renovations against unforeseen events during the build.

✔️ Coverage for materials, fixtures, and equipment
✔️ Protection against fire, theft, and vandalism
✔️ Short-term or custom policy lengths